The entire property & casualty market is a mess at the moment with carriers being unprofitable across the board and many becoming insolvent or shutting down in states where they were least profitable and/or were not allowed to take the rate increases they were asking for (rate increases have to be approved by each states dept of insurance they don't just get to jack the rates up because they want to)If you are in a REIA reach out to some of the players there and see who they recommend.

Does anyone have any suggestions on short-term rental insurance for a single family home with a 17-year old roof; location Davenport, FL or how to negotiate in an offer to purchase.Thanks 

If you want to find an actual mentor, go to meetups, reach out to individuals that are investing in the style you like and offer value to them. 

. $300K as I put a hefty amount down through that 1031 exchange).Current offer on the table proposed by my broker:$600K Purchase price7 year lease with option to purchase within 3 years for an amount equal to $600K less what they would have otherwise paid in principal under under a 7% loan for the same period). 

Beginning this summer, buyer's broker commissions can no longer be advertised or essentially offered on the MLS and can be negotiated up front.

However, if you're more focused on long-term appreciation and equity buildup, Los Angeles might offer better opportunities despite its higher cost of living.Market Conditions: Consider the current real estate market conditions in both Philadelphia and Los Angeles.

If I had to do it all over again, I would have offered $11k less then I did probably.

2) If they decide to take the offer and move out in April, does that override the 90 day notice needed (see below)?

Multiple offers are the exception, not the norm.

I usually offer $25 less per month for 2-yr than the 1-yr renewal option depending on rent range.