From my perspective just in general patch of land is focused on RE and has built up some knowledge of the RE sector where as far as I know Lending up is much more broad and focused on lending in general.

Jane, he is not talking about lending to himself from his retirement account as an investment (that would not be allowed), but rather taking a participant loan from his 401k.

Work for a bank to learn the lending side.

I presently have a self directed traditional IRA thru institution that .

I see advantages to continue renting while we invest in other properties.Only have to take out one loan for the investmentRenting keeps us from any personal maintenance costs we have to incurInvestments can eventually pay for our homeI don't know much about lending rules, but I'm curious to hear from experienced folk on advice here.

Hi,reaching out to the more experienced hard money lenders in this forum.Recently I completed my first hard money lending deal(I am the lender) to a company which is flipping houses.  

Don't see this happening with any institutional loan.Things like portfolio lenders tend to be good in that they will look at the deal and the actual numbers and history of the borrower rather than have their head jammed up Fannie's a$$.However you probably have to put down as much, or likely MORE than with a conventional loan.  

I found that one of my local banks would be willing to bundle all of my properties under one loan, allow me to purchase 3 more calling it all commercial lending & do it at 85% LTV, since I purchased my first 3 at 25-30% DP, its pretty much a nothing out of pocket deal.  

However, I have all my mortgages between two banks, and my residence on another one, it does make it easy sorting the mail since all the rentals are paid out of one account, and my house out of another.Depending on how it would fit your strategy you could always put some or all of your properties under one loan, particularly if you want to hold them in LLC, since multiple properties might make it easier to qualify for commercial lending which is generally done to LLC.  

For example.Investor lends 100k for the purchase of a 500k duplex.Homeowner lives in one property and rents out the second property for 1500 a month.Pays the investor 834 a month (10,008 annually) and keeps the remaining 666 from the income property.The investor is getting a 10% roi while the prospective owner is getting some income from the rental property, access to the housing market (and as such all of the associated tax benefits) and doesn't have to pay mortgage insurance.Of course there would need to be some sort of security and the lender could have their name on the deed?