Research indicates Bank of NY mellon owns the mortgage.

All it might take would be news of some economic indicator in your area (I know it's stonger in your area) or other competition to keep other offers from being made during your marketing period, a bidding war is no guarantee.

Something like a 50% LTV with higher interest rates than the bank, but fewer loan qualifications.

These boards often have an LED that will flash to indicate the problem.

The seller indicated that the attic also could be made into two additional units to make it into 6 total units.

Unless your positive that the Euro is going to collapse faster than the dollar (which you've never indicated you believe), the only reason not to move your money into Euros at this point is if you don't believe what you're saying or if you're not a good investor.

The report indicates that the foundation, roof, electric, HVAC need repair/replacement.I've had contractors come out and say that the inspection report is over-the-top dramatic.

The other item on the table is to restrict Seller financing only to the original owner and reduce concessions from 6% to 3%.Mortgage Bankers Assoc. meeting indicated that since the Tax Credit incentives began in 2008 more than 28% of those first time buyer mortgages are now in default.

I sent out some e-mails and made some calls and got an affirmative response to an option for mortgage workouts (To FDIC and the Treasury) A couple weeks ago I spoke to a Regional Bank Pres and the subject came up and he indicated that they had already done a few loan mods in this manner and expect to do more.

This is probably the biggest indicator of character there is.