No more complaints and everyone moves on.As much as I love proving people wrong or exposing fraud, I would not bother responding to the fake letter.

You can try and get another type of loan like a DSCR but if you live in it and default you couldOpen yourself up to mortgage fraud which I am sure you do not want to get involved in.

I own the home next door and it’s identical but they turned garage into bedroom and added laundry room totaling 942 sqft. which I currently rent at $1000 a month.

Then in 9 months use that cash you generated to do a duplex.OR find a single family (identical to above) that you could build a back ADU on that would rent for a lot as a STR or studio/1bd.

That lawsuit is a claim for fraud, and that’s what fraud typically is...a misunderstanding and someone being “injured” and wanting to hold the other responsible for it.

This allows us to better protect your identity and reduce spam."

If you purchase a property as a 2nd home, you need to tell the lender it's a 2nd home.If you purchase a property as an investment property, you need to tell the lender it's an investment property.What you're considering is committing mortgage fraud.

Mortgage Fraud 

He later went to prison for various frauds.

___Indy StarEx-Fox & Friends co-host Clayton Morris leaves country amid fraud allegationshttps://www.indystar.com/story...