I have a client that seem identical to you.

Ernst & Young, in which the court listed notes that are not securities, including notes secured by a mortgage on a home.Under federal securities laws, notes with maturity of nine months or less are generally not considered securities.State securities laws also come into play. 

Due diligence must be performed in order to assure a borrower will be able to qualify for any amount due at maturity, if any as well as for the payments as structured.

This wind-down period is estimated at two years, and is dependent on the maturity (sale or refinance) of each senior housing community in which the fund invests. 

He stole my identity two years ago and his is posting on all the investor site trying to get investors to pay him upfront fees.

It isn't identical with Chicago, so there may still be room for some owners to do security deposits.

2) if so that an additional monkey wrench which will definitely influence the value of the note 3) What's the interest rate...higher is better providing it does not exceed the usury rate for Colorado 4) How long is the maturity....shorter is generally preferable within limits, and results in a higher value 5)  Are you wanting to sell some of the note or all of the note?  

The triplexes are identical and each had the same kinds of title issues -- but we cleaned it up in 3 weeks and the bank took 3 months to get the title insurable.

It sounds like from the lawyer told me is if you value your identity and asset protection to go with an LLC.

If the tenant is more mature, or a senior, and like older properties, they are less likely to be stuck on SS.About counter tops.... there are many more options for counter tops than just laminate or granite.