You might have to ask around or guess insurance costs, or you could call a insurance company and tell them you're just trying to get a basic idea for research (so they understand that you don't need a full-on quote).

Here’s how I would analyze it:Vacancy - $95.1 (one month rent) 8.34%PM - $115 (Even if you self manage) 10%CapEx - $80.5 (7%)Repairs - $92 (8%)Total = $ 382.60Total Expenses = $382.60 + $266.67 Taxes + $70 Insurance + $526.09 P&I = $1,245.36Cash Flow = $1,150 - $1,245.36 = - $95.36 (Negative Cash Flow)Also you did not include Closing costs for the Purchase and Refinance.  

It's the removal, the insurance, the wear and tear and the cost of the snow shovel - it all adds up in the Norther states.

I wouldn't recommend you invest in property that won't be titled in your name or in your business entity.If the banks you talked to won't refi on a home owned by a business, find another back.

Quick question as an aspiring foreclosure investor:In the event that you purchase a property at foreclosure sale in Florida and the homeowner redeems, what happens with the money you bid?

Do your due diligents (flood zone, insurance cost, rehab cost, ARV, existing leans, updated taxes, ect.)Pay for title insurance!

For a sale to a homeowner, I would go ahead and buy and install the flooring and appliances. 

Could you please suggest me how much insurance is required?

My apologies if I've overlooked them.1) INDEPENDENT CONTRACTOR AGREEMENT2) FINAL SCOPE OF WORK3) PAYMENT SCHEDULE4) INSURANCE INDEMNIFICATION AGREEMENT5) FINAL & UNCONDITIONAL LIEN WAIVERI've found multiple samples across the web, but wanted to see if anyone has copies of these they swear by.I'm in Texas, so these docs have to conform to state statutes in regard to arbitration, etc.

One caveat is the home owner isn’t moving for about two more months but I want to get it under contract before someone sweeps it from me.Title: Do I need a realtor for this?