There is no reason you can't suggest this, as a seller, if the highest/strongest offer is an FHA offer.It's a fight with underwriting every time I pull this trick, so make sure you don't bother accepting offers from non-direct-lenders (eg, no brokered loans), but the reality is that it's not "ratified" until ALL parties have signed it. :) Meanwhile, I can still start my loan origination tasks without a fully ratified contract.At the end of the day, we followed all the rules and this loan will be salable on the secondary market and insured by the Federal Housing Administration. 

I was thinking of a few options (aside for fighting the tax authority to lower them back on the grounds of low rent): 1.

If they're worried about your experience or it's not a great fit, then consider the standard approach: live below your means, put away something each month for investment, be ready to deploy when you've achieved the target.Now realizing this is getting long, but it's helping me fight my insomnia.

But for those that don't need to commute and live in a semi rural Washington county its pretty ideal and your open spaces are assured.. right up until the time I come in and clear cut that 20 acre forest next to you   LOL.... no rules on cutting trees in the Rural areas those rights are god given and born into ORegonians lively hood.. not so in CA.. but in Oregon no fighting that fight.

Humans are more capable then we think we are.

I can recommend other capable team members.

Let them fight with the contractor and their insurance.

Unless you just want to be a $ partner, I recommend getting as many 1-4 units as you can until you max out your loan capabilities.

If they do file a court action and you choose to fight it, this will not be cheap. 

No one truly can test honor, trust  and reliability and stick-to-it-iveness needed to be a capable GC!!