If, for some ridiculous reason, I do receive a fine from the HOA for excessive noise I do not want to pay it.

But please don't view this as complaining, the love for my family and the drive to provide the best is what gives me the fuel to do what I do.

I contribute enough to get the company match and then any excess is put towards real estate.

There are currently MILLIONS of houses of excess inventory with a significant percentage being held off the market.

I know ask to see a copy of their voucher and I call their caseworker to confirm that they are approved first for a rental rate at or in excess of what I'm charging before I sign any transfer papers.

Even my 75 year old mother makes in excess of 2k per month.

You made need an excess policy too.

In rentals, you have a bunch of expenses that don't exist in a home: management (even if you do it yourself), vacancy, legal expenses, utilities (even if only during vacancies), office supplies, entity maintenance, evictions, damage done by tenants in excess of the security deposit, capital expenses (not technically an operating expense, etc, etc, etc.You considered your mortgage payment based on 75% of the purchase price.

Probably just excess info.

Good to see that it is fueling that fire to get more properties under your belt.