Susan Ali
Bathroom ceiling issue - Dammam Iskan (Housing)
28 June 2019 | 16 replies
The warping is to be expected with these sorts of doors, as wood naturally warps, and the design does not account for that.
Sam Shin
Refinance from Non-VA Mortgage to VA?
21 June 2019 | 5 replies
I've purchased two homes with VA and done VA IRRLs over last 9 years and I've always thought entitlement worked as you do, but I finally learned the true nature just 2 weeks ago.
Chris Allen
First time property owner and landlord
24 June 2019 | 14 replies
@Chris Allen, if you want to be thorough, make sure to account for the following expenses:1) Mortgage2) Mortgage insurance (PMI or MIP) or FHA Risk base3) Property Taxes4) City Taxes5) HOA (Home Owner’s Association) Dues and Fees and Assessments6) Insurance a) Property Hazard Insurance (0.3-0.45%) b) Flood Insurance c) Earthquake Insurance d) Umbrella Insurance7) Vacancy Rate (usually 8% - the equivalent to one month a year, or 5-6% if multifamily and/or if experienced, if not use 8%)8) Utilities (you’ll have these if your tenant is not covering them and/or during vacancy) a) Water § Sewer § Garbage b) Electricity c) Natural Gas d) Propane9) General Maintenance (usually 5%) a) Upkeep § Landscaping b) Snow removal c) Repairs d) New Appliances e) Make ready10) Capital Expenditures (usually 5%, higher is the property is old and obsolete, less if fully rehabbed and all mechanicals and roof are new)11) Property Management (8%, even if you self manage, your time still has value and there might be a time when you'll want to be completely hands off or you'll not be able to do it, vacation, retirement, etc.), including...
Felix Torres
Staying Under The Radar
10 July 2019 | 7 replies
Even your mortgage lender barely cares about the trust layer they only ask you to certify you are still going to pay the mortgage as agreed, etc.
Nick Ganon
NJ rental security deposit return
5 August 2019 | 0 replies
I have not received a certified letter or any notice of deductions or issues other than one text a day after I moved out about a couple of minor things which I was ok with actually but still I haven't heard anything since then.
Daniel Johnson
Reverse condo conversion?
10 August 2019 | 2 replies
Here at least it would be a simple matter of going to the assessor and requesting the tax parcels be merged....which would not in any way change the nature of either the mapped or legal lot status.
James Runkle
Septic system previous failure?
10 August 2019 | 4 replies
Usually, when properties are purchased the seller certifies that the septic tank system is working.
Sonya L Rice
[Calc Review] A Great Deal!?! How to Structure a Partnership
24 August 2019 | 2 replies
Residential Assisted Living allows us to do both, what we love and feel called to do, Care for people, AND Real Estate Investing.We took Gene’s Course, got pre-certified with the State and started looking at houses.
Alex Hamilton
Are offers to repair Credit for a fee a Scam ?
29 August 2019 | 4 replies
If they are not NFCC certified they are a cottage industry business that could be of any quality.
Joseph Taub
Battery-operated Natural Gas Detector?
7 August 2019 | 1 reply
But even so, natural gas could be ignited by other things too.It seems like every natural gas detector I see online is "plug-in" only.