The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Keep in mind the reason why it’s usually denied is because a lot of investors buy a bigger lot to in fact build more "investment" rentals on the other lots, but say it’s going to be a "new primary home" to get the higher LTV/LTC to build.If you’re willing to put 15% to 20% down you will not have that problem but if you’re looking for a 10% down or less it’s going to be a very "Hard sell" to the underwriter.

I did the house hack route, about to buy my 3rd now. 

The exception would be if this was already permitted for STR - short term rentals VRBO then it might be worth it based on location.If you just want to buy a home and have a unit to help cover the mortgage I would still insist on lower price point or NO HOA to help get the total mortgage down so that the other unit covers 50% of the overall payment.  

I’m looking to buy a multi family property in Chicago, more specific in East Garfield Park 60624.

For the record, I get $1600/month for the property.If your market rents are lower than the actual rents, underwriting will use 110% of the market rent values to give you some "extra credit" for your DSCR. $1430 isn't $1600, but it's better than $1300. 

Looking at buying an investment property in Jacksonville, Florida from JWB Real Estate Capital.

Investment Info:Condo buy & hold investment.

For example, if you are pre-approved for a $200K purchase, then you know that you can't buy in Nashville.

@Erik Estrada right now Amex got me at a special rate of 9.99% I’m talking to my lender right now on qualifying to get a loan to buy the property