If I am highly leveraged, which in most cases I am and on many of the houses I've purchased in the last three years as I have less than $10k in on each of them, my return is quite significant to say the least.Inherently, I see nothing wrong with buying affordable housing.

That way, I have time to save up money from the rent coming in, and I will be able to afford the terms of my lease option.I'm assuming my tenants most likely WON'T purchase the home, though if they do, I would stand to make a tidy profit regardless, which I'm not against.

I expect to hear from Jon H soon :) Since the main benefit of the Roth is to allow gains to accumulate tax-free it seems counter-productive to do something that makes the gains taxable.

If you've found investments that product 10% cash on cash returns, and you want $100,000 a year, you need to invest $1 million.

KC is a lot like Indy--very affordable and great cash-flow.

These guys know everything there is to know about L/O and helped me avoid many sink holes when starting, they are also fantastic people and affordable.

With more foreclosures hitting the market, renters are putting more pressures on the mainstream complexes and allot of those were lover middle class families that could not afford a house. 

Without sounding as if I don't appreciate the speed and ease that email affords us, I do feel that in some cases there is just no substitute for being there in person.Remember, buying a house at a discount actually requires tremendous salesmanship on your part: you have to "sell" the owner on the idea of selling you the house cheap.

My profession affords me a limited amount of disposable income.

If you no anyone who may be interested in products and/or services please let me know.Carlos