So the big question I have is do any fellow landlords out there use any type of app or program for your phone that allows you to set up a sort of "Mock" business line.

Would be interested in connecting with other Milwaukee area residents and hearing their stories and or finding out about the next local meet up!

Glad to "e-meet" you.

Thank you Russell, I wanted to find the local meet up.

I stumbled upon this site and figured I could gain a wealth of knowledge from like minded people and hopefully meet and network as well. 

I estimate as long as I have an occupancy rate of around 35-40%, I should at lease meet the same returns as the long term tenant.

You may have something written in the loan documents about the minimum ratio (ie. debt service coverage ratio, times interest earned, etc) that you need to meet in order to comply with their terms, so make sure you have the line items in your financial reports needed to calculate them.

Thank you for your time and hopefully I'll meet some fellow real estate investors.    

That's really useful for people who want to listen via their favorite podcast app

PS: If there is ANYONE in the area that would like to meet up and bounce ideas or talk business and strategies coffee will be provided!