Agency have been dropping their spread lately and have competitive rates.

720-790 credit score from the 3 agencies, been seeing the same on refis (~5.5%).

Investment Info:

Single-family residence fix & flip investment.

Purchase price: $75,000

Cash invested: $45,000

Sale price: $164,000

WE have done over 1000 fix and flips in the last 20 years

...

Is this possible with a traditional agency residential loan?

The issue is, I believe, I just purchased this house and didn’t use his agency.

@Andrew ChungI've worked with these programs before and yes they do exist.Typically what happens is a developer received a grant from a Housing Finance Agency or Community Development Corporation (CDC) to build affordable homeownership units.

Military member, Looks like I will be going to Charleston, SC next since my wife has orders there(Dual Military) Looking at using the VA Loan for a 200-220k House putting 10% down for a 15 yr fixed rate loan.

They have too many rules, crappy parking when rehabbing, uppity neighbors who complain and report you to the HOA and every government agency, you get fined when a 2 inch weed gets on your sidewalk, you have neighbors who play thumping music and you can hear them snoring and making weird noises when you are trying to sleep and a lot more.Don''t spend one penny you don't have to spend and move on to another project.

Your post is full of wrong info.Having done SEVERAL loans -- local bank (recourse) and agency (non recourse) -- including a $30m large refi, you're wrong. 

When I find a buyer should I get them to sign the Buyer Agency Agreement after they are pre-approved or on the first meeting?