SOME investors are repeat clients, generally a well-planned out BRRRRRRR (too many Rs?) 

I am Wholesaler, Flipper and Creative Subto/Creative Financing Investor/Buyer/Seller as well as a Realtor in Miami-Fort Lauderdale-Palm Beach and Bay Area.

That's how I personally got started as well!

In future years’ budgets, the association should consider budgeting for an Operating Contingency (funds not earmarked for any specific expense) or should consider creating a line item specifically to fund Prior Year Equity in order to bring the balance into the 10-20% range.If the board doesn't know what it is doing financially then they need a management company that does along with an accountant that understands how HOA's work.

they can usually give you a pretty good estimate.and depending on the situation there may be tax implications as well.

There is also an addendum that allows the seller to stay in the home as long as they need, provided they sign a lease agreement with us. 

Hello BiggerPockets Community,I hope this post finds you all well.

I ended up having to use a combination of CALVET and VA loan because my second home was more that the limit allowed by VA.

Wells Fargo conventional loan with a 25% down payment.

Rentals near Fort Sam Houston have also done well for me over the past 4 years with STR and we are seeing long term rents increase dramatically there as well.