For commercial, you'll actually have to call local banks and establish a relationship and explain who you are and what you're doing, etc.The final point i'll make about your strategy is about recourse: typically, residential loans are "non-recourse" which means that they are collateralized against the one property, but not  your other personal assets.

they are typically for water bills from what I see. 

What are typical startup costs?  

this is a typical Utah based fulfillment company.. 

Taxes, IRS, other factors may still hold, and truth is, I don't trust the government office to provide full color on title.  

Unless you advertise it, I highly doubt any potential tenant will be able to tell the difference if the colors match!

When repairs are paid out of escrow, are they typically distributed this way?

Typically you would need 20-25% for downpayment.

Why any information about garages would appear in a resale certificate is odd -- that is beyond the scope of a typical cert. 

These programs are pretty typical to determine if they’re worth it or not.