Some banks have separate departments for business and consumer lending. Consumer lending seems to be more accessible for investors who are newer to the game and don't have large portfolios. Additionally, banks may hav...

The stacking method is about increasing the size of each acquisition not the number of properties.

I think usually your best bet is to use 1/4 plywood underlayment and/or some sort of leveling product to fill in low spots along with some method of grinding high spots (primarily you need to get the floor FLAT, not necessarily perfectly level.

I would love to hear from more experienced individuals on your methods and reasoning as well as how it has worked going out of state vs staying instate. 

I suggestion you to get at least 3 of each trade to be on call.

Each property without any loans on it will CF at $10k/yr...with loans $5k/yrOption #1 - Buy all cashCost of each property to REI = $100k# of properties bought = 1Total PV = $100kAccumulated CF = $10k/yearOption #2 - Buy 20% DP and leverage the restCost of each property to REI = $200k# of properties bought = 5Total PV = $500kAccumulated CF = $25k/yearBuy new property for each Option using same method of payment (100% cash or 20%) when CF equals DP needed for each Option.Option #1 - Buy all cashYr      Cash Avail  Spent      New P    #P    New CF    TCF    Cash Left1         $100k         $100k         1          1      $10k       $10k         010       $100k         $10k           1          2      $10k       $20k         0Option #2 - Buy all cashYr     Cash Avail  Spent     New P     #P    New CF     TCF     Cash Left1         $100k        $100k       5           5        $25k      $25k         $25k2         $25k          $20k        1           6        $5k        $30k         $5k3         $35k          $20k        1           7        $5k        $35k         $15k4         $50k          $40k        2           9        $10k      $45k         $10k5         $55k          $40k        2          11       $10k      $55k          $15k6         $70k          $60k        3          14       $15k      $70k          $10k7         $80k          $80k        4          18       $20k      $90k          $10k8         $100k        $100k      5          23       $25k      $115k         09         $115k        $100k       5         28       $25k      $140k         $15k10       $155k        $140k       7          35      $35k      $175k         $15k

I was also interested in the BRRRR method , but was told it’s hard to use that method and use the VA  Loan as leverage.

@Adam Kuszczak most major metro cities will follow the same pattern...the "inner city" will be largely original housing stock...late 1800s to mid 1900's...developments typical radiate from the city center with age...so, 1950's through 1980's built properties are usually 3-5 miles from city center with the newest concentration of properties outside of interstate bypasses (usually forming a circle or partial circle around metro areas)...there is infill building and exceptions to these rules, but property age will be your #1 determining factor of where the properties you are targeting will be located.Building materials and methods of construction (along with codes) were very different from one decade to the next, but homes are surprisingly sturdy and most anything can be fixed.

Here's an example, pardon the formatting as just copied and pasted ours.Home Address*Occupant Names*EmailCell Phone*Home PhoneWork PhonePreferred Contact Method*Preferred Contact MethodPortalEmailCellHomeWorkHow much is your rent?

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