Statistics show that an investor that is putting now skin in the game is exponentially more likely to default than those with a reasonable down payment.

I recently wrote an article about how lenders need to educate themselves on more green building features, and how an energy efficient home is worth more than its non-green counterpart.There have been several studies culling through recent data from MLS records across the country pointing to evidence showing that green homes sell for a premium of as much as 7.5% more than comparable non-green homes, but lenders are not yet taking these features in account when valuing these properties.For those interested in helping to bring about a change in those lending practices there is a new designation called the green lending specialist designation.

@Laird Reed - I've been a real estate broker in the Colorado Springs market since 2002 and am currently a residential specialist with Atlas Real Estate Broker, an investor focused real estate investment company and brokerage and one of the largest cash buyers along the Front Range.

I'm a mortgage specialist at TD bank, if ever you need a mortgage, refi, or industry insight or simply seeking mortgage advices, feel free to reach me!

The name of the company is Kansas City Investment Specialist, the owner is Pat Grace, the real estate company is United Real Estate, and the construction company is KC Rehab Construction.Questions:  Have you heard of these types of companies?  

Here on Long Island houses are expensive and usually want some skin in the game but still a lot better deal sometimes then going 25% in and getting stuck waiting to save capital just to rehab and pull back out.

You may be able to pool together owner funds for just a few hours with an HOA specialist attorney to see if they can find any public help for this kind of thing, but that knowledge and work won't come for free or cheap.

We could probably make this work but it would depend on how you are calculating ARV, what your rehab limit is, and what your 'skin in the game' would be, on top of the obvious things like credit score, experience, etc.

If you don't have any skin in the game worth losing, I can understand realtors dropping you.

It's not impossible but having no skin in the game, first deal, it's not going to happen.