In our discussion he is ready to sell that house and then he tells me he has 25 properties (I had already seen that on the Tax Assessors site) and he said he would like to sell all of the properties.

Often times prices will differ greatly because of the simple fact that they are doing different things (This is also a way many contractors will try to squeeze money out of you).

just a couple of reasons:No one can buy ALL the deals themselves.Many monetization feeds on a highly ranked site (book sales, pro membership, etc) Trust through notoriety can have a high return on investment (see M.I/oceanpointe for negative example)None of these are good or bad in and of themselves.

DFW is a wonderful area and BP is a great site to get all of your questions answered. 

Sounds to me like you are either speaking with a local conservative bank, or a misinformed individual.If you want to "play the credit game", one simple option is to open a credit card or 2, but don't use it. 

He has some on his site that he recommends.

@Matt Geerts I don't know how to quote forum posts, but this is advice to live by as a landlord, and it's actually really simple. 

Hey Vanessa, I know this is a small thing but you can get a lot of contracts from the BP site under the tools tab!

There is a gold mine of great information on this site and I'd urge you to spend some time reading and listening to the podcasts.

Interest Rate: 9.99% fixed interest rate Collateral: A first priority lien on Borrower’s fee simple interest in the Property and the improvements thereon together with any personal property owned by Borrowers related to Property Prepayment Penalty: none Loan Fees: The following fees shall be due: (1) 3.00 points, plus customary underwriting, processing, legal, administrative and site inspection fees to (**) at closing of the loan; (2) $50 application fee due upon signing of the term sheet.