Unless you have a 401K or some other retirement to borrow against?

Oh that's right, SOLOK or SEP retirement plans.

Understand the state usury laws  as they still apply to retirement accounts. 2.

retirement?

That's extreme.Tom, as you are a retired soldier, I'd like to thank you for being one of those people willing to face the fire and put your life on the line in defense of this political system.

Thanks 4 the input I will let you all know what happens.I'm a little more optimistic about this deal because the seller is out of state & the tenant that was occupying the house has had to be admitted to a retirement home (dementia) so the home is unoccupied @ the moment.

For example if a suit is won against the LLC due to activities involving the business itself the perhaps the judgment would only be able to be executed against the LLC and it may be more difficult to use co-mingling to come after me personally since the LLC benefitted from the loan in my name in the sense that the loan in my personal name could be clearly demonstrated as a contribution to the LLC since the LLC needed such in order to purchase the property to begin with.The very best alternative to all of this is to whenever possible own the property in a retirement (roth or traditional) account as that provides the absolute ultimate protection in America. 

Unfortunately my prior partner retired so the flip is with my former handyman who has opened his own business.

Or should I not make a loan without those terms included anyways, no matter what the LTV % is.You will always be on a recourse basis with two exceptions, when it is not allowed by law (as with retirement funds) or when you can show you don't need the money at all. :)

Maybe you have a retirement fund you could borrow the down payment from?