Pulling from general Personal Finance wisdom and lending regulations, it is a good idea to have 6+ months of operating expenses in reserves. 

https://www.marketwatch.com/story/mortgage-regulator-to-loosen-refinance-restrictions-for-home-loans-in-forbearance-2020-05-19 This recently came out showing only 3 consecutive payments would be needed after forbearance ends to qualify for new credit. 

They will be familiar with all of the local laws and regulations and will help you evict this person properly. 

For example, violating noise clause in Rules in Regulations which is part of the lease.

Keep being diligent in reaching out to lenders or using deals as a marketing device?

In addition, check the STR regulations, tourism data (most tourist destinations will have a department of tourism you can contact, or check the tourist numbers for the major attractions in the area if you can’t get ahold of true tourism numbers).Check the hotel presence.

Or do a 30 year...14K to do buydown to around 1.375% and around 4K for closing costs (can only reduce 30 year rate by 1.75% due to Dodd Frank regulations blah blah blah). 

Depending on your local environmental regulations and how big the parcels are you may be able to sell land to the city if they need to replace habitat to build a road or something.

These evictions may eventually include the tenants that have not paid rent during the stay at home regulations.

@Ken Latchers totally understood and no argument against the unprecedented breaking the algorithms, it's just that right now in my market I'm fighting what appears to be BeyondPricing skewing prices far too low based on data that's not in line with the local trends (which is a surge in demand based on local state regulations finally easing up).