Many are wrong about how high they have to jump and after jumping several times to a height they think is high enough and not scoring they start reducing the effort they put into the jump.

Sometimes during due diligence there is a need to reduce the price.

Even with windows, bad weather and clouds will reduce the daylight. 

Reduce interest by making additional payments to principal, consider taxes and long term goal, having equity is good, but difficult to use and it costs to take dollars back out of the walls.

Contractor shall not be liable for failure to carry out the terms of this Agreement to the extent such failure is due to a Force Majeure event, except for failures that could have been reasonably foreseen and guarded against so as to avoid or reduce the adverse impact thereof.

One of the main risks is DEFAULT (meaning, the borrower cannot pay you back).2) Think of ways to reduce or mitigate that risk.

The you have the seller reduce the price and your agent waves comissions in that amount.Now if you are the seller.Simply  have your agent list it and agree to not charge comissions.

Or they reduce the purchase price by that much?

I can pay it back and if I don't it only reduces the payoff value.

Well, I'm getting married this summer and we're planning on starting a family in a few years, so I'd like to reduce my dependence on a full-time W2 job and build up a rental portfolio to cover our basic expenses.