My wife is an only child and the sole heir to the estate.I believe this will have to go through probate if there was no will :( I suspect, however, the process of probate may at least prolong the reverse mortgage company from being able to press forward with foreclosing (i could be wrong here, check with an attorney). 

Press ReleaseSEC Charges Cash Flow King Podcast Host with Perpetrating $11 Million Ponzi SchemeFOR IMMEDIATE RELEASE2023-196Washington D.C., Sept. 25, 2023 —The Securities and Exchange Commission today charged Matthew Motil, host of the podcast, “The Cash Flow King,” for fraudulently raising approximately $11 million from more than 50 investors in a Ponzi scheme involving notes that were purportedly backed by residential properties.According to the SEC’s complaint, Motil, of North Olmsted, Ohio, defrauded investors with promises of low-risk, high-return promissory notes purportedly collateralized by first mortgages on homes located throughout Ohio.

A conference call verifies.

NOLO press publishes books(not just one) specific to California rental owners.

(b) Reports to CongressThe Secretary of Housing and Urban Development and the Secretary of Agriculture shall each include in the annual report of such Secretary to the Congress a summary and evaluation of the data collected by such Secretary under subsection (a) of this section during the preceding year.Sec. 809. [42 U.S.C. 3609] Education and conciliation; conferences and consultations; reportsImmediately after April 11, 1968, the Secretary shall commence such educational and conciliatory activities as in his judgment will further the purposes of this subchapter.

You can get on a 3-way conference phone call with the seller and a representative of the loan servicing company and they should be willing to share the loan payoff amount.

And given birth to a society incapable of honest self-evaluation, poor work ethic, weak will, thin skin, fearful in human interactions, and a host of other social oddities now coming common and with presses for all to "accept" these as normalcies, and placate to them. 

RDA Press, LLC.

They even have conferences about this...I recently posted one virtual one you could attend for FREE.  

I see influencers (as recently as today) selling mastermind courses, being featured on podcasts and conferences, because they have scaled their door count over the last year, and only got started 18 months ago.