(and yes, although my vineyard is small,  I do have a few grape plants and my husband now holds elected local office!)

.#1 the office has to approve your buyers, have you approached them and they will work with you? 

If I only had the money back that I spent on alcohol when I was enlIsted and a junIor offIcer!

What you might need is the same thing I'm working on and that's getting a partner or private lender (someone I know that trusts me) to supply the $ for the down payment and repairs. 

Was this from an office exam or was this via mail? 

For qualification they include usually minimum payments on credit cards etc not the principal.If you're really low income, maybe it's better to find a lender who does "stated income" but there need to be proof: bank statement etc.I'd try another loan officer, maybe mortgage broker who would search for different options.Take a look at the topics here: there were explanations how Rental income would count and @Chris Mason even referred the source where to get the info first hand

We have a flip property that we close on this Friday.ARV (by Subject To Repair Appraisal) = $440KPurchase Price = $230KRepair Estimate = $100K We have secured private money to take the property down @ 10% and no points, but this is the first time that we have used this investor and when we met him and his wife for lunch today, he asked if we would be supplying the cash for the repairs.  

We have done houses and cash for office.

@Amy T.I order my locksets in bulk from MFS supply...$8.00 for a combo set...way cheaper than home depot and better than spending my time trying to rekey an existing lockset...

There is a big caveat to that though, which is that (1) I haven't entered into any LPs myself, and (2) the clients I work with are large real estate investors not using conventional bank financing.However, I did make loans to LPs as a bank officer prior to practicing law.