Before you decide to give your boss a middle finger tomorrow and kiss your job good bye, I'd like to leave you with this quote from Master Oogway "Your mind is like this water my friend. 

The best rentals are in lower-middle working class neighborhoods.The market sets the rent, not you.  

My plan is to purchase small multi-family, in a middle income area of my town. 

They will always be the most unaffordable. if you want affordable, just drive 4 hours into the middle of nowhere and buy a house for $30K. 

With 240 days, I'd probably send one in the middle as well.  

I haven't been in that situation exactly, but had a tenant up and leave in the middle of his lease (inherited tenant who was mad that we weren't going to renew based on his income and criminal record).  

Based on the $1,500/month payment plan it seems like you're getting 1.4% interest, so again something now is better than a rate that doesn't even keep pace with inflation.  

There just needs to be a middle ground. - Tying to my previous point, more times than not I've noticed realtors who sell land represent both the buyer and seller, double-dipping on the commission.

Two children (middle aged) had inherited their mom's home.

Term (the date the loan is paid off if all pmts are made when due) the Interest rate, the address (you don't want a note secured by a property in the middle of a very high crime area, etc).