Lots of good info in this threadhttp://www.biggerpockets.com/forums/311/topics/125040-how-do-you-scale-your-business-so-quickI have went from 4 units to 42 units in about 3.5 years using the land-contract purchase/small bank refi method.

You're clearly at an early stage to this process where it may be best to talk with an architect, they'll be able to consult with you about feasibility, code restrictions, permits, space planning, construction methods etc.

I've helped 7 people (including myself) establish 700+ scores using this method.

@James Park  I think another factor, but certainly not the primary factor, for female success in this business (I have my license) is that I believe women are [generally] superior in managing multiple tasks and priorities simultaneously.  

In addition the steady passive income from a tax method is easier to pass the income with lower tax measure.  

I will be seeking to acquire at least one investment property per year and using the buy/hold method to grow my net worth.  

Next thing to try is @Bill G. method of deed in lieu. 

@Paul Stern Are you on the accrual method or cash method of accounting?

Well;  banking is not my business - so my knowledge is only experiential, and banks may well having varying methods of underwriting and ways of assessing / managing risk.  

Needless to say my debt to Income ratio is all out of wack using there method.