If you're unsure about being a landlord then don't become one.People are always apprehensive about capital gains taxes but taxes in the US are the lowest in the developed world.

720+ credit score for 4 units or less and 80+ seasoned LLC for 5 or more units.Hold off on tax write offs on the rental two years prior to financingso that you can maximize your net income for the loan.

I was told by a realtor friend that you can put as little as 5% down on a conv loan with no PMI if your credit score is 720 or over.

I want line of credit which when I applied at Wells Fargo was denied because I had my house debt of 120k.

I want line of credit which when I applied at Wells Fargo was denied because I had my house debt of 120k.

I want line of credit which when I applied at Wells Fargo was denied because I had my house debt of 120k.

Just some additional info about me: I work a full time and part time job, I have a 6 year credit history, I’ve never missed a payment and I have a good credit score.Thanks!

They have a set of rules to go by for qualifying you, but the rate/terms could vary from lender to lender.Shop around like you would for anything else.There is a Credit Union here in San Antonio that will pay up to$5k of your closing costs. 

Give me your lowest and best and I'll take a look. 

Farm Credit is an organization that loans out on farms, but you would need that down payment.