Through in the ability to lock in 30 year mortgage at record low interest rate that is close to rates of inflation.  

I've been learning about RE investing since the pandemic lock down started (I guess it's a blessing in disguise).

So realtors have Supra ibox & SentriBox. But for Contractors & Wholesalers Codebox is the only non spin dial option i have seen. We have used CodeBoxes for a couple years now but Is there another product on th...

So, whatever you do you need to be able to qualify for that loan.For the regular buyer, a 203k at least locks in your costs and your loan. 

You're basically locked into paying interest on a credit card, but earning 0% (unless it appreciates in value - I have no idea of gold's prospects).If I were you, I'd definitely sell the gold (which probably means it's going to quintuple in value as I've been very wrong lately) and either:-Pay off the credit cards-Invest in something with a cash flow that is higher than the credit card payments.Basically, I'll borrow as much money as the world will let me as long as I can invest it at a higher rate. 

He also looked into daily treasury rates and rate locked at his best guess optimum time. 

I want to make an offer for asking price so we can lock it up & make adjustments after further inspection." 

Renovations included but weren't limited to: Point-up & sand walls, new paint, new floors in kitchen, new cabinets, new appliances, added washer and dryer, completely remodeled bathroom, bathroom door replace with a barn door, fixed pipes and installed portions of new piping in bathroom, recess lights added in living room, remodeled the back "patio" into living space (could be used for an office or den), steps in the back were fixed, new doors and locks throughout, new thermostat installed.. etc What was the outcome?

Renovations included but weren't limited to: Point-up & sand walls, new paint, new floors in kitchen, new cabinets, new appliances, added washer and dryer, completely remodeled bathroom, bathroom door replace with a barn door, fixed pipes and installed portions of new piping in bathroom, recess lights added in living room, remodeled the back "patio" into living space (could be used for an office or den), steps in the back were fixed, new doors and locks throughout, new thermostat installed.. etc What was the outcome?

Rodrigues you would think so but I already got the disclosures and rate lock and it was for an investment property.