In my area, we have an aggressive home owners association, that opposes up zoning, and report any violators.Normally, you can check with "city planning" on these issues.Then they make life difficult for violators.

You will lose money on this (hopefully you have the minimal resources for it not to bankrupt you) and for the rest of your life you'll tell anyone who listens that real estate is just a bad, bad, bad investment strategy.You jumped into a very tight, very difficult, very high-risk niche specialty without studying it carefully, without having worked with a more experienced investor, without a network and a team in place, without giving yourself a real chance to go through the learning curve.

A service dog is part of their life and health management.

Your real life returns will more closely match your on paper returns in better areas.

New development on larger projects like 14 acres at this top cycle there is not much appetite for it.

The mindset of changing your spending habits to investments rather than liabilities for the rest of your life is all that you really need to be successful in this.

@Alexander Krasne certainly you’ll need to get through at least 12 months to understand how the cycles work.

Is it even the right time in the cycle to build such a property where the lot sits?

Would love to hear from the folks that have been through the cycles...

Is an MFR (8-plex) useful life considered to be 27.5 yrs like SFR?