FHA is insurance.

Call insurance brokers to see how their current rates compare to what you can get.

@Ted DavisYour wife may be entitled to the home office deduction if she uses the area regularly and exclusively for her business.Items that go into the deduction are rent(depreciation, mortgage interest, home insurance, real estate taxes if you own), utilities, etc to calculate the home office deduction.It can be a big deduction so many sure your accountant factors that in.

It is possible that a lender MAY not lend a VA loan over that threshold....lenders aren't insured as much by the VA once they reach that loan size but you'll see that you will be required to start bring a very small down payment over the $453k threshold. 

Mls fees, board association, e&o insurance, general business liability insurance, electronic key fees, licensing fees, continuing education, any fees your broker might charge, increased auto insurance rates.

Our accountant charges us around $2,000/year to do payroll, and we pay $1,800/year for workers comp insurance.

We were already all non-smoking on tenants we had placed but this confirms our policy.  

Your lawyer should cost $25-50k, accountant 20k, insurance 10k, rent, marketing material, sales staff, etc.While the 2/20 model has largely disappeared, you need to make enough on your deals to make the upfront capital outlay worth it.

If anyone has any referrals for inspectors or insurance agent please send them my way! 

Hey @Frank Macias - I don't actually own any property in Bonita Springs but I can tell you it is very easy for an insurance agent to quote a flood policy for an insured on a property that they are interested in purchasing.