,Rule #1:  There is a payment agreement that is the governing document:  it's the lease.Rule #2:  The governing document directs the parties on how to act, their responsibilities and time-frames.Rule #3:  A personal-touch, face to face is nice, but shall not supersede or circumvent the governing document.Rule #4:  Any questions? 

We are also moving towards a larger cash position in order to weather the coming storm.I do not think a "bubble" is coming from the mortgage or property sector this time but from the $1.6 trillion dollars in government backed student debt which is already up to a 15% default rate.

Actually the banks have proven they don't care, but the Federal Government does care and they force the banks to notify them on any transaction over $10,000.

We haven't replaced the roof or the boiler, because they work fine, since we purchased in 2013 but they are on the older side.1) Sell As is and Move2) Develop it as there is 2000sq ft of FAR that we could build and the neighboring property which was the same foot print has already maxed out their FAR and condominiumized and sold 4 condos for about 4m.Not attracted to the condo option but it could be the only way developing the property makes sense.3) Move, Rent out both units and Hold. 4) Move, Rent it out and downsize in another area potentially upstate or a "better" neighborhood in NYCI know this is a very wide open question and alot depends on what we "want" to do.

Books: The Theory of Money and Credit by Ludwig von Miseshttps://cdn.mises.org/Theory%20of%20Money%20and%20Credit.pdfMoney, Bank Credit, and Economic Cycles by Jesus Huerta de Sotohttps://cdn.mises.org/Money_Bank_Credit_and_Economic_Cycles_De%20Soto.pdfA History of Money and Banking In the United States by Murray Rothbardhttps://cdn.mises.org/History%20of%20Money%20and%20Banking%20in%20the%20United%20States%20The%20Colonial%20Era%20to%20World%20War%20II_2.pdfWhat Has Government Done to Our Money by Murray Rothbardhttps://cdn.mises.org/What%20Has%20Government%20Done%20to%20Our%20Money_3.pdfThe Ethics of Money Production by Jorg Guido Hulsmannhttps://cdn.mises.org/The%20Ethics%20of%20Money%20Production_2.pdfVideos:Mises on Moneyhttps://www.youtube.com/watch?

I simply went down to the polk county court house and they printed me off all of the police reports to that address and it cost me a $5.  

COVID has wreaked havoc in everyone's lives and to help with the impact our government has placed programs to help homeowners get through this pandemic.

The only unemployed people I have rented to were section 8 tenants, and the government was paying their rent. 

Rising costs and regulatory burdens at all levels of government depress apartment development and rehabilitation nationwide.

“What regulations govern tenant screening.”Physical VisitIf you cannot visit the property manager's office in person, ask them to give you a video tour of their office.Is the office neat and orderly?