Very few banks have programs set up to manage their foreclosed property (which is costing them millions), but some do (I believe Fannie and Freddy are two that do)... try to connect with the bank directly and see if you can work out an arrangement.It's a bummer, but I wouldn't waste my energy pursuing anything in court.

They should show you the home, get to know you and if that property did not fit your needs they could find something else that did.

Just wondering if anyone out there has any thoughts about LOS programs.

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They have a property for sale, it is not up to you to prove your fitness as a buyer to the seller, a lender is a different matter.

Take notes on things you like and fit them to your house if they apply.

Larry, Try a bottle first to see if it fits your taste.

While the cost of the existing bailouts is staggering, I suspect we will see more bailouts, more stimulus programs, more jobs programs, and generally more government spending to come.

On the other hand, if you can get a smokin discounted deal that fits all the numbers in a less desirable area, would you take it?

My current program allows for more options, and one of them is simply negotiating the deal and collecting a fee.