Not in Texas.QuonticRed Canoe Credit Union, WA ORRegionsRiver Bank & Trust, ALRivermark Credit Union, OR 90% LTVSCCU Florida 80% LTV, 2.75% first year promo, not LLCSECU NC 65% LTV rate 2.75% Oct 2021Signature Federal Credit Union 75% LTV (100% on primary residence), VASilvergate Bank, CASound CU "non-owner occupied HELOC, capped at $150K and interest rates are prime + 2%, 3% or 4%, based on credit, not to exceed 70% ltv."

I am a huge fan of St Pete and that's where I would live if I had to move out of Fort Lauderdale.

I'm a huge fan of audio books too and it sounds like you've consumed many!

If we were to turn our current home into a long term rental based on comps we would be in the positive around $700-$900 a month.

Although a metal building similar to Self-Storage in concept, totally different customer base. 25 by 45-foot bays, with 14 foot roll up door and a walk thru door, with light electric.  

It also varies widely based on lot size, cleared vs forested, sewer/water/utilities available vs not, and location, etc.

Honestly, I thought I would go ahead and start with Columbus market and based on some of the data that I have seen it made sense.

DSCR (Debt service coverage ratio) loans don't consider DTI, they are based on the property's ability to cash flow.

I am an experienced real estate agent/investor based out of Columbus, OH, but spend part of my time at a family house in Ellicottville, NY.

Unless this is an opportunity where you are going to come out with a robust knowledge base and the investor will be a complete open bookd i don't see why you would do this.