Because I bought the property a while back, it still became a good deal with the appreciating market, however, this was an unplanned expense that put extra financial pressure on my life.

An extra payment every year will shave 7 years off.

I didn’t know of house hacking at the time but I figured the extra income from the ADU would be really helpful. 

Her and my dad own an extra lot next door and the neighbor asked if they could use the driveway until they had a chance to put in their own drive.

If you buy your own home, seek to pay it off ASAP first before buying the next investment (a safe, low risk path,) or use that extra savings to put a down payment for the next rental?

Adding an extra $500-600/mo in property tax makes a huge difference. 

I am trying to avoid transitioning from a construction loan to a traditional mortgage to avoid any extra fees. 

They are saying that I am responsible for the extra 30k. 

hey man, I can really do you good, could you give me a $20.00 for some gas and some smokes"." my truck has a flat and could you cover me a extra $50.00 for a new used tire"" my compressor got stolen, could you spot me a $100.00 so  I  can get a used one at the pond shop".

All of my owners had my personal cell and I let them know to call/text me instead of going through the main line.