A major snag in moving forward that I’ve experienced is not having the money for a 20% down payment for a traditional bank loan.

To get to know it better, I'm doing some works as a general contractor for some investor, I put together a team and we can help in the San Antonio area, for now.My goal is buying some Apartments on a short term.

My best year was selling $142 Million in 2005..and being named the "No.1 Re/Max Commercial Team in the World." 

My best year was selling $142 Million in 2005..and being named the "No.1 Re/Max Commercial Team in the World."

I'm looking at turn-key for out of state markets where the 1% rule will work and eventually building a team in select markets (midwest and south).

I lead a team of analysts and work very closely with my executive leadership to ensure the growth of my company.

If the property does need work and you are able to refi 70% ltv I will suggest partnering up with someone experienced and getting a hard money lender for this process. 

I would say continue to network and grow a team. if you have the capital for down payment and the income for a multifamily in your area then go for it.

I would like to know, what advice would any experienced investor give to a first timer?

Ask a few experienced real estate investors in your area for referrals through your local real estate investment club.