Light grey with egg shell seems to be a good choice for most choices. 

A lot of lenders will help you create a credit history based on past obligations they can verify paid ie cell phone and utility bills.

Is there a web site i could maybee get on my cell phone and do it on the spot at the actual house.

The chicken or the egg?

He can be reached directly at 609-524-6346 at work or 609-240-4950 on his cell.

Do you have chickens in your back yard that you feed and care for so that every time you want an omelet go out and get some eggs from the chicken coop or do you just go to the supermarket and pick up a dozen?

Individuals are much tougher now days with all the cell phones.

Poor quality cell phone pictures and pretty generic wording.

Or did you already know general ideas for the permitting requirements.I feel like I am in a chicken and egg situation: Should I talk to an architect/contractor first or should I go to the city.

Roll it into your overhead, just like you would the cost of a cell phone or a vehicle.If the specific issue is that you are only insurable in a high risk pool, then you might need to find a group plan to join or look into some of the options that are available on the healthcare.gov exchange.