He says I may have to adversely possess property under color of title for 7 years.This is my first in rem sale but have purchased many mortgage style foreclosures and have never had a problem getting title insurance.  

It outlaws: Refusal to sell or rent a dwelling to any person because of race, color, religion, sex, familial status, or national origin.Discrimination based on race, color, religion, sex, familial status, or national origin in the terms, conditions or privileges of sale or rental of a dwelling.Advertising the sale or rental of a dwelling indicating preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.Coercing, threatening, intimidating, or interfering with a person's enjoyment or exercise of housing rights based on discriminatory reasons or retaliating against a person or organization that aids or encourages the exercise or enjoyment of fair housing rights.

You are right about what you said...i am virtually in the dark right now so advice is certainly needed. sending PM now. 

Some people have even suggested using bold paper colors like highlighter yellow or orange.

A few ppl said that most HMLs wouldn't do that unless I have skin in the game.

Money doesn't care how old you are, what color you are, where you went to school, etc. 

FYI I didnt take pics of upstairs- I chickened out I heard some noises in this very dark house- thanks to my camera flash getting good pics in the dark rooms.

The refundable part is good because it keeps skin in the game for the tenant and it can help offset any damage, cleaning, or unpaid rent experienced.

Examples - each revision, color changes, color additions, file copies, different file formats and so on.2) We had to be VERY specific about what we wanted on our logo.

My partner and I have close to 30,000 to play around with or they put it "Have some skin in the game" not necessarily that we will use all of it but i need your help and experience with these hard money lenders.