Capital appreciation statistics for Yucatan and the Riviera Maya don't exist (because price statistics don't exist - they're not registered or tracked) so we don't know for sure.

The con is the rate is a often a little higher but much more important is that the upfront costs are higher and most DSCR loans have a pre-payment penalty some up to 5 years.

Purchased from owner and rented to existing tenant until end of 2022.

Legally, I believe, the options moving forward would be: 1. the existing lease would have to be terminated due to one tenants death, and the security deposit returned to the legal guardians/ beneficiaries of the deceased. 

I would need insurance to fully cover any accidents.

Converted existing garage to ADU.

I also understand the sellers attorney is the one to draft the mortgage and note by standard definition.but is it standard for the buyer to cover that fee then if the seller insist on using only his attorney?

I personally know more than half a dozen MAI appraisers, numerous assessors covering all credential ranges, Syndicator's, Private Finance CEO's & CFO's, investors of every ilk and experience level, developers....

I also enjoy investing in stock options (covered calls mostly). 

It's important to stay informed about local laws and regulations.Market Volatility: The real estate market in vacation spots can be more volatile, with property values and rental demand potentially affected by factors like natural disasters, changes in tourist preferences, and economic downturns.HOA Fees and Restrictions: Resort condos often come with high Homeowners Association (HOA) fees to cover amenities and maintenance of common areas.