Tony helped me craft my "WHY", a guiding principle that I used to quit my CPA job to buy large apartment complexes, a thread I continue to update - I quit my CPA Job to buy Large Apartment BuildingsSo back to your request, over the years I have transitioned from Certainty to Contribution.

Personally my view was, only contribute what the employer matches (free money).

You can contribute/transfer a property without selling it.

So obviously that is contributing to the violence in the immediate area. 

I feel I would be more objective looking outside the areas I know, simply because I would have no pre-conceived notions of good vs bad.

To @Russell Brazil's point, this is a highly desirable area and that is driving up the demand.The factors that contributed to Austin's growth (Texas' business- and real estate-friendly environment, large companies setting up shop here, huge influx of population largely from the coasts) are still in place and seem likely to continue for a while longer, which should provide some protection against any state-, nation- or worldwide correction that takes place. 

.) - the variety allows for greater diversity, less volatility, better rebalancing options through less correlated assets, and less risk of having to sell shares in a down market to fund expensesCurrently focused on tax-efficient investing through capital gain/loss harvesting, retirement contributions, roth conversions, etc.Overall, I filled a lot of time on starting a passion project (blog + podcast) and investing activities this past year and it went by super fastI had fun investing and had incredible returns but am now looking at diversifying the gains in a tax efficient manner by moving large gains from my active portfolio over to passive funds and some innovative growth etfs for a longer-term tilt towards the companies that could be the market leaders 10 years from nowThis post is partly to help me reflect on the year and exactly how I got here and I hope my story can encourage others as well as give them practical ideas that have helped me reach FIRE.

Also, Roth contribution limits are up to $6k. 

I’ve done several rough calculations (obviously no one can predict the future of medicine, or anything for that matter) and my take home once I am an attending for all the specialties of interest to me will be about 150-200k after taxes, living expenses, and maxed out 401k and Roth IRA contributions.

.) - the variety allows for greater diversity, less volatility, better rebalancing options through less correlated assets, and less risk of having to sell shares in a down market to fund expensesCurrently focused on tax-efficient investing through capital gain/loss harvesting, retirement contributions, roth conversions, etc.Overall, I filled a lot of time on starting a passion project (blog + podcast) and investing activities this past year and it went by super fastI had fun investing and had incredible returns but am now looking at diversifying the gains in a tax efficient manner by moving large gains from my active portfolio over to passive funds and some innovative growth etfs for a longer-term tilt towards the companies that could be the market leaders 10 years from nowThis post is partly to help me reflect on the year and exactly how I got here and I hope my story can encourage others as well as give them practical ideas that have helped me reach FIRE.To a Better 2021!