I plan to build a 6 unit multi-residential building on the back of the property in the next few years which most likely will complicate keeping the current SBA-HEDCO loan due to restrictions of the loan.  

Has anyone successfully qualified for a mortgage in a similar situation?

I invested 40k in a syndication 2.5 years ago.

I am willing to manage it on my own.If I sell, I can put it in an index fund or towards my current primary residence mortgage with an interest rate of 6.125%.

I'll certainly reach out once I've educated myself more.Looking forward to connecting in the near future. 

For example, The Public Information Act (PIA) allows citizens to inspect or copy government records, including water bills in Texas.

Currently looking into doing a BRRR or a buy and hold in the FL market.

Maybe there is a way to find the median cleaning costs in my area?

This is very common as people had disposable income in the past due to covid and govt handouts.

She essentially needs to bow out and have someone come in and take over.