@Barry L Hohstadt maybe this association has a history of underfunded reserves and has chosen to line-item the charges so that members would be absolutely sure that a certain portion of their fees were going towards the reserve.

I guess the best thing for me to do is put on my big girl panties and understand this is the world I have now chosen to get into. 

@Eva Huang As a Property Manager and a Broker in the Phoenix market you have chosen popular and common areas for purchase.

I can honestly say I have made about every mistake humanly possible in real estate but I have always been good at screening my tenants and managing my properties.

At this point I don't even know if we are projecting economics, I think we are trying to weigh the probability of human behaviors, which is a complete roll of the dice. 

I like to be able to be efficient and reduce human error.

He’s just being the most bizarre and difficult seller in the history of humanity.

Complete the application process: Gather the required documents and complete the loan application process with the chosen lender.

I'm here to provide solutions to as many people as humanly possible.

everything that do too much tech in human business, failed miserably.Even in tech company, when there're just too many tech process involved, things are not working.These days, tech company are reducing expense by cutting off their own tech budget LOL