@Rachel Pervis@Cody L.

Specs below,Kitchen = 9'x9'Restroom 1 = 114"L x 65"wRestroom 2= 144"L X 72wThank you

And if you are going to find someone cheaper, or even do it yourself, make sure that there is a process (hopefully with a checklist, and that there are pictures) like @Aaron L. mentioned.

Originally posted by @Lee L.

Having grown up in that part of the country (Spokane) and having worked at what used to be Fidelity S&L, later becoming a savings bank, I know the traditional lenders are really conservative.  

I spoke to the county assessor in Lubbock and they require MF property owners to turn in a P&L statement each year.  

Robert L. thanks for the helpful resource!

Heads up that you might want to change the title of the thread @Matt L. so that you get more responses. 

Guessing your taxes at 2500 Yearly and a vacancy rate of 15% and a purchase of 190K + repairs of 30K and without the P&L from the owner (using Standard capex and costs) your estimated net is 11,904 yearly (without out taking into account Water Sewer Garbage Gas Electricity Lawn care Pool Maintenance) that is a caprate of 5.4%.  

Any advice l will be greatly appreciated..