I have this plan where I first start out with a duplex , Rent 1 live in one for a year move back in with my parents and then leverage off that duplex to get another property right away.

You want a short term rental policy like @Garrett Brown listed.Regarding the 1m liability, we have 2m and a 5m umbrella.Now this is going to depend on where your STR is.

This implies that rather than pay the loan early, you are likely to do better putting that money in S&P or you can do far better using it to make a smart RE investment.- current f/f is around 6%.

What benefit does this provide them?

This has become a trend, where the initial numbers appear strong, but subsequent revisions show a weaker-than-expected labor market.

With $100k in this market there's multiple routes to go.

I just am nervous about finding another tenant at this time of year. 

I am debating about this because I know most people like mature trees but in this particular case, they almost completely cover up the front of the house. 

One example:https://www.ahs.com/home-matters/repair-maintenance/diy-tips...

I would be very happy to schedule a Zoom meeting and compensate you for your time spent mentoring me on this subject.Thanks,Kevin