@Tein Hlwa - there are renovation Loan products where you can finance the cost of the renovation as part of the loan.

So, painting the interior walls, replacing the old cafe green countertops with butcher block, and updating the kitchen floors and backslash, as well as the bathrooms with a "beachy" tile!

So, painting the interior walls, replacing the old cafe green countertops with butcher block, and updating the kitchen floors and backslash, as well as the bathrooms with a "beachy" tile!

First lien HELOCs are the most powerful investing tool I know of.I think I'd look for another bank or institution that offers the first lien HELOC and compare costs, but you are absolutely onto the right product so in general, pursue that with determination.And to avoid assumption, check out velocity banking if you haven't already.

First off, I am a total newb to the real estate game, but have been doing a lot of research over the past year including reading both of Daniel Green's books, (which are awesome) and am ready to start the process of analyzing properties and various markets.

Then I ran across the BRRRR book by David Greene and I was hooked.

This is a great forum with very knowledgeable members that will help to guide you in the right directionThere are some pretty nice discounts on many products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proIf you are looking to connect with other members near you, or want to learn from people in a specific area you’d like to invest in, or have a desire to find people interested in certain topics, you could use the search feature here: https://www.biggerpockets.com/search/users

If you can provide details on cities, mortgage products, resale / preconstruction properties, years it took, etc.

Now the product I offer is fundamentally different, a 24 hours active service when I used to be able to do maintenance anytime I wanted during business hours for the most part.   

The higher your score, the better your rate and I doubt they mention the self sustainability requirement for FHA when it comes to 3 and 4 units until you get pretty far into the transaction.You need a decent broker that can help you navigate the mortgage waters; not a bank or a clearinghouse because they don't have the breadth of products you need.