The result of the lawsuit was this $25 insurance policy to guarantee if this were to happen to you that you would get your funds back.  

I am looking into getting a workers' comp policy for the business to cover subs.  

Just remember, a 15 cap rate looks great on paper, but it means ZERO if you can’t collect the rent.

I normally have a no-pets policy  (which stems from bitter experiences and Urban Farming)  but allowed them in the case.  

What are your policies and/or suggestions?

The are zero liens. 3.

If the mobile home is attached to real property then you will use your local real estate attorney, title agent, or escrow company to issue a title policy/insurance on the home and land.

So, in this case, 74,250 x 4 = 297,000 dollars max with zero down.  

Being overly price conscious, just means you will be susceptible to purchasing a cut rate policy.

That may be fine for a homeowner deferring big expenses because they are in the house and tolerant of that choice, but tenants in properties with continuous maintenance calls and poor fixes tend not to remain in place.