You rely on others/word of mouth, you hunt deals down yourself, or you wait for your marketing to take off.I understand that it's a combination of that plus much more for most.....

The only way to be successful in note brokering is to flood the local market with advertising, or launch a unique and difficult direct marketing campaign.

Iraq, Bhutan, Japan and Mongola are all in Asia and are not just different but so different as to make it nonsensical to combine them in one category.)

If this is to be a loan, then the first position loan amount plus the $25k loan amount will be added to create your CLTV (Combined Loan To Value).

Notes are a unique business, while backed by real estate, they are not real-estate.  

--because it requires actually going out and viewing a lot of different properties in-person, learning to spot opportunities that aren't apparent to other buyers, learning from GCs what is (and isn't) easily do-able, learning from PMs and agents about the local tenant pool and the unique dynamics of the neighborhood, etc., etc.Books, podcasts, youtube videos are incredibly valuable, but there are many aspects of real estate that are best learned through direct experience. 

Our combined income would be about $3,500 a month.

I love the idea of putting a backyard studio on the corner of the property to really add a unique aspect to this hidden gem.

Plus your Civil service years and your military years combine for your retirement. 

We just recently had a unique situation with our insurance being cancelled as well.