Will,You have two options you can either go buy a home as a true "Second home" requiring 10% down. 

So the negative feedback on the site  ( and not from management ) but from others is the later has some real issues with folks doing or saying anything be it true or not to get a deal..

This is true for current bank that holds the note or anyone else that would be doing the cash out. 

The same is true with real estate investing.

However, if you were stating that the stacking process has been used exclusively for multi-units, this is not true, he has used this concept in SFHs as well.  

My understanding is that, If my equity in the house decreases (by the value of the “pledged” brokerage account decreasing), the lien holder can request additional funds from me to true up my equity to 25%.

I would consider myself a true beginner in this business.

Let me give you a taste of TRUE lead generation.0 dollars spent0 budgets managed or figured out0 seconds spend on the phone0 letters sent0 mailers purchased0 effort spent0 postage0 calls placed0 angry callers received0 bandit signs placed0 Voice mails sent0 texts sent0 bandit signs placed0 fingers lifted0 effort, 0 stress, 0 work put into this (other than setting up the system 5 years ago).I am still waiting for ANYONE to challenge me on a better lead generation method.4.

For some, it's true but absolutely not for all.

Scott Trench writes about this in "Set For Life" and I believe he had eight apartments and the rent income paid for those investments plus most of his single-family home that he moved into.If I were single or without children, I would use this technique even as a 50-year-old.