Your financing should be based on your goals as well as your cashflow (after paying the mortgages, repairs, vacancies, etc.)

Someone told me they’re not the same company but it sure seems like it based on their platforms, website, and logo.

However, I later found out that he lives internationally.His first draft was missing many important terms, such as those regarding lead-based paint, Megan's Law, etc.I questioned his qualifications for this job, and he assured me of his capabilities.I'm attaching his final version here. lease agreementI removed personal information in the contract. 

The only few tidbits I would say based on having a lump sum:1.)

I believe you're based in the Carolinas, but where are you prospecting?

I also agree there are many fake lenders out there and many are easy to spot based on ridiculously low rates and wanting $ upfront.  

If not, offering seller financing isn't an option. 

@Austin JamesUnderstand the area, the current tenant base,the median income, is it in a flood zone, the age of the asset, the condition of the plumbing, the electrical wiring, the fuseboxes, the age of the roofs, the age of the mechanicals, the condition of the foundation, the drainage of the property, does the property have a C of O, is there ny environmental concerns such as oil tanks being buried, the current property management company, what are the amenities.These are just a few things to look out for.

What options do I have to help my tenants to have some type or relief from the upcoming hot temperatures?

Leveraging financing options with a HML or PML can offer flexibility, scalability.