Be your own boss, set your own schedule, and make 6,000 yen an hour teaching 85 great adults students!

What's the going rate for 30 year fixed DSCR (loan amount approx $150k)  Good credit and enough experience investing. 

While private money isn't highly regulated at the federal level, there are subtle nuances to be aware of in each state that may trigger your loan becoming a security and then the SEC would have regulations to consider.

There are closing costs, loan origination fees and Homeowner's Insurance to add into the number, You will get better detail from whomever is lending the money.

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

Does the IRS care about the type of loan I'm using?

I had planned to take out loans in a cashout loan but rates accelerated too fast in 2022 and I never got that chance.But now that everyone is talking rate cuts I’m kinda thinking I take the deal and hope I can refinance these 2 properties at 5% interest (or less) sometime before 2028?

They are also going to charge you something like 3-5% loan origination fee.

Are you looking for just a vanilla conventional loan on an owner-occ SFR here in Austin?