As rates rise and economic conditions (especially related to housing) become more uncertain, creativity and certainty in regards to both residential and commercial financing is critical to competitive offerings and adaptive solutions of successful real estate transactions. 

Our economic system is not "capitalism"...it is "debtism". 

That could be extremely favorable in todays current economic climate.hope this helps! 

But overvalued is tough when you factor in low supply (relative), lots of cash out there, and a host of other economic factors. 

We'll likely see a spike in them over the next few months given the economic climate, but I wouldn't focus on them specifically.

To have this amount of leverage on a property, especially in light of a shaky economic future, seems like a bad recipe to me.

:Exemptions and special classifications in Escambia County:Regular Homestead ExemptionAdditional Homestead ExemptionOver 65 [Senior] Homestead ExemptionWidow/Widower ExemptionMedical Disability ExemptionVeteran Partial Disability ExemptionTotal Disability ExemptionVeteran’s Total Disability ExemptionVeteran’s DiscountMilitary Homestead ExemptionAssessment Reduction for Living Quarters of Parents or GrandparentsTangible Personal Property ExemptionAssessment Limitation on Non-homestead PropertiesSave Our HomesPortability of Save Our Homes BenefitWholly and Economic Development ExemptionAgricultural ClassificationEverywhere is a little bit different. 

Salinas Ca is giving free, pre-approved ADU plans to stimulate development of housing.

This is a big one because if people must sell, they’ll be further adding to the inventory and price dropping war goin on in the marketplace causing more downward pressure on asset prices.Unemployment rising — Many people will lose their steady employment due to economic challenges during a down market.

I am trying to get a sense for what is involved in undertaking a project like this in either of these markets, and whether or not it still makes sense in today's economic environment.