We are only on one income right now, as I’m staying at home with my toddler.

I have mixed feelings about them as do many seattlites,  but generally speaking they are more organized and better managed than the currently available alternative  (tents,  broken down RV or cars,  or piles of cardboard)   ---   I'd trade a larger tiny house village  for an equal reduction in the number of "unsanctioned" campers in an equal radius of my home  (and investments)  any day.That said,   I do disagree with the "low barrier" ones (which allow drug use/etc). 

Just know guys that when one door closes another will open up if you stay focused on your vision of the future.

Contractors whom are not Trustworthy will not stay in business long look at how long they've been in business.

I imagine a lot of the foreclosed investors could have stayed afloat...kept their properties...using retirement savings but chose not to throw good money after bad.

I looked out of state and am deciding to stay in state. 

We are just speculating on the upward moving of this market because the house price keeps rising and there are organic factors that support it so in a moment we think negative cash flow can gradually be covered by picked up rising rental rate, but i guess its not financially sound on this deal

Do I need to give them incentive to let the loan stay unpaid till the end and let it generate interest for me?

However, there are so many Guru books that harp on the Small Monthly Cash Flow I think the general population stays away from the Golden Opportunities which are the high Appreciating Investment Properties.

By making sure it is counted on your tax returned as distributed into your name, if it stays in the company the lender won't count it.